UPSC PRELIMS · ECONOMICS · CYBER INSURANCE
In India, under cyber insurance for individuals, which of the following benefits are generally covered, in addition to payment for the loss of funds and other benefits? 1. Cost of restoration of the computer system in case of malware disrupting access to one’s computer. 2. Cost of a new computer if some miscreant wilfully damages it, if proved so. 3. Cost of hiring a specialized consultant to minimise the loss in case of cyber extortion. 4. Cost of defence in the Court of Law if any third party files a suit. Select the correct answer using the code given below:
Take a breath. Choose one. Press A–D on your keyboard if you like.
EXPLANATION
Cyber policies can cover restoration after malware, cyber-extortion assistance and legal defence; replacing a deliberately damaged computer is not a standard cyber-insurance benefit.
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